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e4~~ MORTGAGE Mansfield

Begbie
SERVICES
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I ..."'a. Associates
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Associates
Serving the community since 1987

START THE NEW YEAR

• WITH HELPFUL LOCAL

MORTGAGE ADVICE

Whether you are moving house or thinking of re-mortgaging

your present property, we may be able to help you

We have special discounts available NOW!!

First time buyers For example, £50,000 would cost £145.98 per month
interest only net of MIRAS (excluding insurance).
This is a discount of 3.14% for the first year.
3.85% (APR 4.1%) for one year (variable)*
For example, £50,000 would cost £189.21 per month
4.99% (APR 5.2%) for two years (variable)*
interest only net of MIRAS (excluding insurance).
*250 cashback on completion
This is a discount of 2% for the first two years.
A 2% discount for one year, PLUS a 2% cashback.
Now available: For example, £50,000 at 4.99% (APR 5.2%) would cost
Combination Discount Cashback £189.21 per month interest only net of MIRAS (excluding
insurance), together with a £1,000 cashback on completion.
(Maximum loan to value 95%)

Fixed rates For example, 2 years fixed rate at 5.99% (APR 6.3%) and 3
year fixed rate 6.89% (APR 7.3%). (Max loan to value 95%)

Cashbacks of up to £6,000 are now
If you already have Don't worry
available for housebuyers and those seeking to
a mortgage re-mortgage.

100% mortgages now available for first and second time buyers

NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE

You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
For free advice and further information, call us now on

Swindon 873369

"Representative Only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only,
CORNHILL INSURANCE PLC is regulated by the Persona! Investment Authority for Fife assurance and pensions business.
redrl broker lees of up to 1% on the edoence nay be charged at completion depending on the type of product and credit period. Rate applied is3 85%PA (4.1% APR) for one year. APR is variable Rates may vary. A written quotatloo on loans can
be obtained on request Only available to persons 18 years of age or over. Subject to status, Subtect to our current lending criteria. A 3.14% reduction applied to the variable base mortgage rate, currently 6.99%. Those applicants benetittlog from
this special discount who redeem their mortgage within tour years tronr the date of completion will be charged an additional en months interest. This charge will be reimbursed It a new mortgage Is then taboo out wrth the Society
Example: A married couple aged 30 years and 28 years. both non-smokers, applying for an endowment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 31 March 1997 secured against a property being
purchased for £55,000 300 monthly mortgage payments net of tan of £145 98. Monthly endowment premium of C74,96, Total amount payable £t 16.437. Calculated to Include valuation tee £155. This calculation Is based on the assumption
that the discounted rate will apply throughout the term 01 the loan. Maximum loan £150,000, The 3.85% rate applies to loans up to and including 95% of the purchase price or valuation, whichever is the lower. The drscosoted rate Is applicable
for one year, Char which the then current rate will apply. When an applicant Is borrowing wore than 75% the Society will require additional security. malls usually In the term ate Reds Charge.
REMEMBER: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT