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MORTGAGE                                      Mansfield
                                                                                   Begbie
                                        SERVICES                                   Associates


                                     Serving the community since 1987

                          Mansfield Begbie Associates



      would like to congratulate The Link magazine


                          on its twentieth anniversary


     LAF     V_­____     4IORTGAGE FO* .                                       P -INIUM?jJ

            With nearly 12 years experience providing mortgages in Swindon,

         you can be sure of an excellent service from Mansfield Begbie Associates

                                     For example, £50; 000 would cost £182.22 per month
                                                    interest only net of MIRAS (excluding insurance).
           4.65% (APR 5.0%) for two years (variable)  This is a discount of 3.05% for the two years. (Maximum
                                                    loan to value 90%). No arrangement fee. No MIGP.


                                                   For example,  £50;000 would cost £233.05 per month
                                                   interest only net of MIRAS (excluding insurance).
                                                   This is a capped rate of 5.95% (APR 6.3%) to 1/1/2002.
           5.95% (APR 6.3%) to 1/1/2002
                                                    (Maximum loan to value 85%)


                                                   For example, 3 years fixed rate at 5.8% (APR 6.1%) to
              "ed rates
                                                    31/12/2001 (with £500 cashback) and 1 0 year fixed rate
                                                    6.5% (APR 6.8%). (Maximum loan to value 90%)
                                                     RE-MORTGAGE SPECIAL A fixed rate of 6.14%
                                                    (APR 6.35%) to 1/1/2004. (Maximum loan to value: 95%)


         .T.







        You tell us what your requirements are and we will try  to provide the arrangements to suit your individual needs
         Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK.
                         For free advice and further information, call us now on

                         Swindon 772779


                     "Representative only of CORNHILL INSURANCE PLC for the purpose of effecting investment business introductions only.
                   CORNHILL INSURANCE PLC is regulated by the Personal Investment Authority for life assurance and pensions business'.
                     Registered with the Mortgage Code Register of Intermediaries: No. 5151731 • Consumer Credit Licence: No. 222123
     Credit broker tees of up to 1% on the advance maybe charged at completion depending on the type of product and credit period. Rate applied Is 4.65% (5.0% APR) for two years. APR Is variable. Rates may vary. A written quotation on loans can
     be obtained on request. Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A 3.05% reduction applied to the variable base mortgage rate, currently 7,7%. Those applicants benefiting from lids
          special discount who redeem their mortgage within five years from the date of completion will be charged an additional six months interest. This charge will be reimbursed Ito new mortgage Is than taken out with the Society.
       Example: A married couple aged 30 years and 28 years, both non-smokers, applying for an endowment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 30 April 1999 secured against a property being
     purchased for £55,000. 300 monthly mortgage payments net of tax of £182.12. Monthly endowment premium of £74.96. Total amount payable £127,275 Calculated to InUUde valuation foe £155. This calculation is based on the assumption that the
      discounted rate will apply throughout the term of the loan. Maximum loan £150,000. The rate applies to bans up to and including 95% of the purchase price or valuation, wtchever Is the lower. The discounted rate is applicable for two years,
                   after which the then current rate will apply. When an applicant is borrowing more than 75% the Society will require additional security. This Is usually In the form ate Risk Charge.
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