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MORTGAGE                                     Mansfield

                                                                                Begbie

        UmU_Bl^                       SERVICES
                                                                               Associates Ltd
      Mortgage Brokers                Serving the community since 1987


     WHETHER IT'S RI




    OR SHINE WE HA


    MORTGAGE FOR


    With 14 years experience providing mortgages in Swindon,
    including tracker mortgages, you can he assured of excellent sere
    from Mansfield Begbie Associates Ltd
                                  For example, £50,000 would cost £277 per month capital
                                  repayment (excluding insurance). This is discounted to  31/1/04.
                                  £250 cashback on completion. (Maximum loan to value 97%).
                                  Daily interest, tracker discount.
          4.35% (APR 4.8%)
          discounted to 31/1/04

                                  Rates from 4.3% (APR 4.8%) or 3.95% (APR 4.2%) (subject to
             •                    'loan to value') for two years. Available with special remortgage
             • • • • -            package (No arrangement or valuation fees; legal fees paid).
                                  Maximum available 95% for purchases and remortgages.

               For a limited period: 5 year fixed rate of 4.99% (APR 5.3%) available for
       NEW
               mortgages & remortgages fixed until 2/10/07  (1350 booking fee. Max loan to value 95%)
       ^E n
               •       _ • •       RE-MORTGAGE SPECIAL
                _                 A discounted rate of 3.95% on a daily interest basis (APR 4.2%)
                                  for two years. No 'Tie-Ins.' (Maximum loan to value: 75%).
        F
          mortgage                No arrangement fee.

          100% mortgages now available for first and second time buyers
                     NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE

       You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
       Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK
                     For free advice and further information, call us now on               ,/   .'    (
       ME
                     Swindon 77277fr'!

    General Insurance
        No 6740      e-mail: [email protected] • www.mansfieldbegbie.co.uk
                  Registered with the Mortgage Code Register of Intermediaries: No. 5508399 • Consumer Credit Licence: No. 499646
   Mansfield Begbie Associates Ltd. is an Introducer Representative of Allcover Financial Services authorised to give investment and pensions business intoductions only.
                   Allcover Financial Services is regulated by the Personal Investment Authority for investment and pensions business.
                 Credit broker fees of up to 1% on the advance may be charged at completion depending on the  type of product and credit period. A written quotation on loans can be obtained on request.
                         Only available to persons 18 years of age or over. Subject to status. Subject to our current lending criteria. A life assurance policy may be required.
     Example: A married couple aged 30 years 000 20 years, both non-smokers, applying for a repayment mortgage of £50,000 over a 25 year term (300 monthly payments), completing before 31/8/2002 secured against a property being purchased for £55,600.
           300 monthly mortgage payments of £277. Total amount payable £83,295 calculated to Include valuation fee £195. This calculation is based on the assumption that the discounted rate will apply throughout the term of the loan.
     Maximum loan £150,000. Rate applied is 4.35% 14.0% APR) discounted to 31/1/04. Rates may vary. The rate applies to loans up to and including  97% of the purchase price or valuation, whichever is the lower. The discounted rate is applicable until 31/1 04,
        after which the then current variable base mortgage rate will  apply. When an applicant is borrowing more than 75% the lender may require additional security. This is usually in the farm of a Risk Charge. Rates correct at time of going to press.
                     Incorporated in England and Wales - Company Number: 3217240 - Reg. Office: 311, Ballards Lane, Finchley. London  N1 2 8LY
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