Thousands still missing out on Pension Credit

On average Pension Credit is worth £3,900 per year, and gives you extra money to help with your living costs if you’re over State Pension age and on a low income. It can also help with housing costs such as ground rent or service charges.

You might get extra help if you’re a carer, severely disabled, or responsible for a child or young person.

Pension Credit is separate from your State Pension and you may still be eligible even if you have other income, savings or own your own home.

If you get Pension Credit you can also get other help, such as:

• Housing Benefit if you rent the property you live in
• Winter Fuel Payment worth up to £300 per household
• Support for Mortgage Interest if you own the property you live in
• a Council Tax discount
• a free TV licence if you’re aged 75 or over
• help with NHS dental treatment, glasses and transport costs for hospital appointments, if you get a certain type of Pension Credit
• help with your heating costs through the Warm Home Discount Scheme
• a discount on the Royal Mail redirection service if you’re moving house

The latest date to apply and still qualify for a Winter Fuel Payment is 21 December 2024.

Check if you're eligible for Pension Credit here.