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MORTGAGE                                    Mansfield


               iln                       SERVICES                                 Begbie

                                                                                  Associates Ltd
         Mortgage Brokers                Serving the community since 1987

              HAVE A LOOK AT                                                    EN



            REDUCED                         MO^Ivl




     Moving to a new house or re-mortgaging
     your present property?

      With 14 years experience providing mortgages                                  Fly to
                                                                          www.mansfieldbegbie.co .0
      in Swindon, including tracker mortgages, you can be assured
     of excellent service from Mansfield Begbie Associates Ltd.

                                      For example, £50,000 would cost £195.83 per month interest only
                                      (excluding insurance). This is discounted to 30/4/03. Valuation
             •                        refunded on completion and £250 cashback. (Maximum loan to
                                      value 97%). Daily interest, tracker discount.
            4.7% (APR 5.1%)
            discount to 30/4/03

      '                               Rates from 4.75% (APR 5.1%) or 4.4% (APR 4.7%) (subject to
               •   •                  'loan to value') for two years. Available with special remortgage
           •   • I  • • "             package (No arrangement or valuation fees; legal fees paid

                                      for loans between 76% and 95%). Maximum available 95% for
                                      purchases and remortgages.

                 •  • _ • •           RE-MORTGAGE SPECIAL
                  _                   A discounted rate of 4.4% on a daily interest basis (APR 4.7%)
              •     •                 for two years. No 'Tie-Ins.' (Maximum loan to value: 75%).
            mortgage....              No arrangement fee.

            100% mortgages now available for first and second time buyers
                        NEGATIVE EQUITY MORTGAGES ALSO AVAILABLE

           You tell us what your requirements are and we will try to provide the arrangements to suit your individual needs
          Mansfield Begbie Associates can arrange mortgages with the majority of building societies and banks in the UK

                            For free advice and further information, call us now on
                    ,_ y f  p 5 	Regulated by the
      ___                     Swindon 772 779

                Generai{nsurance
                   rte. e^b^             e-mail: [email protected]

                     Registered with the Mortgage Code Register of Intermediaries: No. 5508399 • Consumer Credit Licence: No. 499646
            Mansfield Begbie Associates Ltd. is an Appointed Representative of Allcover Financial Services and are registered Independent Financial Advisors
                              regulated by the Personal Investment Authority for investment and pensions business.
                   Credit broker lees of up to 1 % on the advance may be charged at completion depending on the type of product and credit period, A wr itten quotation on loans can be obtained on request.
                           Only available to persons 18 years of age or over. Subject to status. Subject to our cunent lending criteria. A life assurance policy may be required.
      Example' A married couple aged 30 years ar tS 28 years, both non-smokers, applying far an endowment mortgage of £50,000 over a 25 year term (300 monthly payments). completing before 31 January 2002 secured ag ainst a property being purchased for £55.000.
      ) monthly mortgage payments of £195.83. Monthly endowment premium of £74,96. Total amount payable £131,432 calculated to include valuation lee £195. This calculation is based en the assumption Mat the discourted rate wiIf apply throughout the term of the  loan.
        Maximum loan £150,096. Rate applied n 4.7 0  5.1% APRI discounted to 30/4,03. Rates may vary. The rate applies to loans up to and i ncluding g 97% of the purchase price or valuation, whichever Is the lower. The discounted rate is applicable until 304/03,
          after which the then current variabl9 base mortgage rate will apply. When an applicant Is bonowing more than 75% the Society will require additional security. This is usually in the form of a Risk Charge. Rates correct at time of going to  press.
                       Incorporated in England and Wales - Company Number: 3217240 - Reg. Office: 311, Ballards Lane, Fjnchley, London N12 SLY
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